Z Protect and Z Care.
The two products appear to be targeted at a mass market segment, utilizing Zurich's new full insurance license (from previously the defined segment license).
Z Protect (Term plan 5-25 yrs)
- Guaranteed Renewability
- Guaranteed Lifestage Upgrades
Riders:
- Comprehensive Disability Benefits (based on activities of daily living)
- Critical Illness Benefit
- Accident Benefit
- Premium Waiver Benefit
- Payer Benefit (premium waiver on the family members plan)
- Spouse Benefit (premium waiver on the plans ensuring children)
- Early stage critical illness option (advances 50% of Sum assured)
- Upfront Diagnosis Benefit ($5,000 upon diagnosis)
- Rehabilitation Benefit ($1000 for 6 months in case of surgery or treatment)
- Guaranteed Renewability
- Death Benefit (lower of SGD20,000 or 10% of Sum Assured)
Riders:
- Payer Benefit (premium waiver on the family members plan)
- Spouse Benefit (premium waiver on the plans ensuring children)
