First-to-market features:
- Guarantees benefit payout regardless of any future changes to your income or payouts received from other disability income policies, in the event of disability and unable to work due either to an injury or illness
- Payout in the event of disability regardless of employment status at the point of claim
- Payback benefit of up to two times the monthly benefit to replace lost income during the deferment period
- Additional lump sum payout of 24 times the insured amount should you suffer from Catastrophic disability
- Rehabilitation Benefit which assures up to six times the insured amount per disability for recovery treatments such as occupational therapy
According to the 2011 AIA Nationwide Protection Survey, while approximately six in ten Singaporeans polled claimed that
they have a clear idea of how much they will need to set aside for their dependents in the event of their death or p
ermanent disability, the survey revealed that only 14 per cent are adequately insured, as calculated based on the
industry‟s recommendation of total coverage of approximately 10 times one‟s annual salary to protect the loss of income.
Source: Press Release
